You can help prevent boating accidents by using safe boating equipment and practices. Our insurance agency gives you premium discounts when you complete qualifying marine courses an/or equip your boat with certain safety features. Additional discounts may apply if your boat is ten years old or less, you insure your auto and boat with us or you own a boat powered by a diesel engine.
| Physical Damage Coverage: |
| Coverage for your boat, motors, boat trailer and boat equipment |
Protection against theft, vandalism, windstorm, hail, lightning, fire, explosion. Provides coverage while other authorized users are driving your boat and includes coverage if you strike a submerged object. |
| Emergency services |
Up to $1000 for the reasonable expenses of towing, mechanical labor at the place of breakdown and delivery of fuel, oil or battery |
| Wreck removal |
Up to an additional 5% of the boat limit for reasonable cost of attempted or actual raising, removal or destruction of a covered watercraft |
| Boat equipment |
Provides for boating equipment reimbursement equal to 10% of the boat limit. |
| Watercraft Liability Coverage: |
| Protection for you for liability arising out of boat ownership |
Protection if you or a member of your household accidentally injures another person or damages another person's property. |
| Property damage liability |
Provides coverage if you hit and damage the dock, or if your boat collides with or damages another boat. |
| Medical Payments Liability Coverage: |
| Medical protection for you and your passengers |
Coverage for medical expenses resulting from injuries received in a boating accident |
| Water sports liability |
Coverage for medical expenses for water skiers being towed by your boat or swimmers off your boat |
