| Dwelling: |
Pays for damage to your insured home due to a covered loss, like lightning or fire. |
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| Contents Coverage: |
| Provides protection for covered loss to your movable property, like stereos, furniture or clothing. |
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| Additional Living Expenses: |
| If a covered loss makes your home (or part of your home) uninhabitable, this coverage helps you pay the reasonable increase in living expenses necessary to maintain your normal standard of living. |
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| Family Liability: |
| If someone is accidentally injured or their property is damaged in a covered incident, this coverage provides protection for damages that you are legally obligated to pay. This protection does not cover auto liability claims. |
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| Covered Peril: |
| An event causing damage to your home or property that is covered by your insurance. Fire, lightning, and wind and hail damage are some examples of covered perils. |
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| Deductible: |
| The amount of repair/replacement costs that you’re responsible for paying before your insurance pays. |
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| Endorsement: |
| Changes the language of your policy. It may add to or restrict your current coverages, limits or terms. |
